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Uber & Lyft claims

Rideshare (Uber & Lyft)

Uber and Lyft crashes involve layered insurance that depends on the app’s exact status. We know how to unlock the right coverage.

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Overview

Whose insurance pays after a rideshare crash?

Whether you were a passenger, another driver, or a pedestrian, a rideshare crash brings a confusing web of coverage. Uber and Lyft carry up to $1 million in liability insurance — but only during specific phases of a trip.

The coverage that applies depends on whether the app was off, on and waiting, or actively on a ride. Insurers exploit that complexity to deny or minimize claims. We cut through it.

Cases we handle

◆Injured Uber or Lyft passengers

◆Drivers hit by a rideshare vehicle

◆Pedestrians and cyclists struck by rideshare drivers

◆Rideshare drivers injured on the job

◆Disputed "app status" coverage fights

◆Denied or delayed rideshare claims

How Dream Team Law helps

We establish exactly which coverage period applied, pursue the full policy where it belongs, and handle the back-and-forth with Uber’s and Lyft’s insurers so you are not left holding the bill.

Frequently asked questions

I was a passenger — am I covered?+

Almost always yes. During an active trip, the rideshare company’s up-to-$1M policy typically applies to injured passengers. We confirm and pursue it.

The rideshare driver’s personal insurance denied me. Is that the end?+

No. Personal auto policies often exclude rideshare use, which is exactly when the company’s commercial coverage should step in. We go after the right policy.

Can I sue Uber or Lyft directly?+

It depends on the facts and your state. In many cases the claim runs through their insurer; we will explain your options.

You focus on healing. We'll handle the rest.

Free consultation · No fee unless we win · Se habla español

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