Local injury help in Detroit
Michigan no-fault is complicated — we aren’t confused by it
Detroit’s freeways — I-75, I-94, and the Lodge — see heavy traffic and severe winter conditions. Michigan also has one of the most unusual and complicated no-fault insurance systems in the nation, reformed in recent years in ways that still trip people up.
Dream Team Law helps injured people across Wayne County and metro Detroit understand and access their no-fault benefits — including medical and wage-loss coverage — while pursuing at-fault parties where the law allows.
Michigan — the verified essentials
Statute of limitations (injury)
Generally 3 years from the date of the injury for auto negligence claims in Michigan (no-fault benefit deadlines differ and can be shorter).
No-fault system
Michigan is a no-fault state — your own policy’s PIP pays medical and wage-loss benefits regardless of fault, subject to your chosen coverage level.
Stepping outside no-fault
You may sue an at-fault driver for pain and suffering when injuries meet the "serious impairment" threshold.
Comparative negligence
Michigan follows modified comparative negligence for non-economic damages, barred if more than 50% at fault.
⚠️ State deadlines and fault rules have exceptions (minors, government claims, serious-injury thresholds). Confirm the specifics of your case with a licensed attorney before relying on them.
How we help Detroit accident victims
◆Car & truck accidents
◆Motorcycle crashes
◆Rideshare (Uber/Lyft) injuries
◆Pedestrian & bicycle accidents
◆Slip & fall injuries
◆Wrongful death
Detroit — frequently asked questions
How does Michigan no-fault work?+
Your own PIP coverage pays medical and wage-loss benefits regardless of who caused the crash, and you can sue the at-fault driver for pain and suffering if your injuries are serious. We handle both sides.
I’m confused by the 2019 reforms. Can you help?+
Yes. The reforms changed coverage levels and benefits significantly. We explain your specific options and make sure you don’t forfeit benefits.
