Local injury help in Louisville
Kentucky’s no-fault rules have their own traps
Louisville sits at a major freight crossroads — I-64, I-65, and I-71 converge here, bringing heavy truck traffic through the city. Combined with busy surface streets, the crash risk for drivers, riders, and pedestrians is significant.
Dream Team Law represents injured people across Louisville and Jefferson County. Kentucky uses a "choice" no-fault system with its own PIP benefits and deadlines, and we make sure clients access every benefit and pursue at-fault parties where allowed.
Kentucky — the verified essentials
Statute of limitations (motor vehicle)
For auto cases, generally 2 years from the accident or the last PIP payment, whichever is later; other injury claims can be shorter (often 1 year).
No-fault (choice) system
Kentucky is a "choice" no-fault state — Basic Reparation Benefits (PIP) pay initial medical and wage losses unless no-fault was rejected in writing.
Stepping outside no-fault
You can pursue the at-fault driver when losses exceed no-fault thresholds.
Comparative negligence
Kentucky follows pure comparative negligence — your recovery is reduced by your percentage of fault.
⚠️ State deadlines and fault rules have exceptions (minors, government claims, serious-injury thresholds). Confirm the specifics of your case with a licensed attorney before relying on them.
How we help Louisville accident victims
◆Car & truck accidents
◆Motorcycle crashes
◆Rideshare (Uber/Lyft) injuries
◆Pedestrian & bicycle accidents
◆Slip & fall injuries
◆Wrongful death
Louisville — frequently asked questions
How long do I have to file in Kentucky?+
Auto claims generally run two years from the accident or the last PIP payment, but other injury deadlines can be as short as one year. Because it’s easy to miscalculate, call us promptly.
What are Basic Reparation Benefits?+
They’re Kentucky’s version of PIP — no-fault benefits that pay early medical and wage losses. We make sure you use them correctly.
